Terms of Service

Last Updated: March 14, 2026

Welcome to 5712Plan.com (“Company,” “we,” “our,” or “us”). These Terms of Service govern your access to and use of our website located at www.5712plan.com and any services offered through the website.

By accessing or using this website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use this website.

1. Services Provided

5712Plan.com provides financial education, consulting, and tools designed to help individuals better understand and manage their personal finances through the 5-7-12 Plan program.

Our services may include:

  • Financial coaching and consulting
  • Debt evaluation tools
  • Budget planning guidance
  • Educational resources
  • Customer support services

The information provided on this website is for educational and informational purposes only.

2. No Financial, Legal, or Investment Advice

The content and services provided by 5712Plan.com do not constitute financial, legal, tax, or investment advice.

You acknowledge that:

  • Any financial decisions you make are your sole responsibility.
  • You should consult a licensed professional before making financial decisions.
  • Results from the 5-7-12 Plan program may vary depending on your financial situation.

5712Plan.com does not guarantee specific financial outcomes.

3. User Accounts

To access certain services, you may be required to create an account.

You agree to:

  • Provide accurate and complete information
  • Maintain the security of your login credentials
  • Notify us immediately of any unauthorized use of your account

You are responsible for all activity that occurs under your account.

4. SMS/Text Message Communications

By registering for services on our website or providing your mobile phone number, you consent to receive SMS/text messages from 5712Plan.com related to your account and services.

These communications may include:

  • Account notifications
  • Service updates
  • Appointment reminders
  • Customer support messages
  • Program-related updates

Message and data rates may apply based on your mobile carrier.

You may opt out at any time by replying STOP to any text message you receive. After opting out, you will no longer receive SMS messages unless you re-subscribe.

For assistance, reply HELP or contact us through our website.

5. Payments and Fees

If you purchase services through our website:

  • All fees will be clearly disclosed prior to purchase.
  • Payments must be made according to the terms presented at checkout.
  • We reserve the right to change pricing at any time.

Refund policies, if applicable, will be described at the time of purchase.

6. Acceptable Use

You agree not to use the website to:

  • Violate any applicable laws or regulations
  • Submit false or misleading information
  • Attempt to gain unauthorized access to systems or accounts
  • Distribute malicious software or interfere with website functionality

We reserve the right to suspend or terminate accounts that violate these rules.

7. Intellectual Property

All content on this website, including:

  • Text
  • Graphics
  • Logos
  • Software
  • Program materials

is the property of 5712Plan.com and is protected by copyright and intellectual property laws.

You may not reproduce, distribute, or exploit any content without prior written permission.

8. Limitation of Liability

To the fullest extent permitted by law, 5712Plan.com and its affiliates shall not be liable for:

  • Any financial losses resulting from the use of our services
  • Indirect, incidental, or consequential damages
  • Decisions made based on information provided through the website

Your use of this website is at your own risk.

9. No Guarantees

While our program is designed to help improve financial habits and debt management strategies, we do not guarantee any specific results, including:

  • Debt elimination timelines
  • Credit score improvements
  • Financial outcomes

Results depend on individual circumstances and commitment to the program.

10. Third-Party Services

Our website may integrate or link to third-party services, such as:

  • Payment processors
  • Messaging platforms
  • Analytics providers

We are not responsible for the policies or actions of third-party services.

11. Privacy

Your use of our website is also governed by our Privacy Policy, which explains how we collect and use your information.

12. Changes to These Terms

We may update these Terms of Service at any time. Updated versions will be posted on this page with a revised “Last Updated” date.

Continued use of the website after changes are posted constitutes acceptance of those changes.

13. Termination

We reserve the right to suspend or terminate access to our website or services at any time for violations of these Terms.

14. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the United States, without regard to conflict of law principles.

15. Contact Information

If you have questions about these Terms, please contact us:

Website: https://www.5712plan.com
Email: info@5712plan.com